Loan Programs

Frank offers a wide variety of loan solutions to fit your unique situation — whether you’re buying your first home, investing in property, or need more flexible options. Here are some of the loan types he works with:

• Conventional Loans

Great for buyers with solid credit, these traditional loans offer competitive rates and flexible terms.

• FHA Loans

A popular option for first-time buyers or those with lower credit scores. FHA loans offer low down payments and easier qualifying guidelines.

• VA Loans

Designed for veterans and active-duty service members, VA loans offer zero down, no PMI, and excellent rates.

• USDA Loans

Ideal for homes in rural and suburban areas, USDA loans offer no down payment and low interest rates.

• DSCR Loans

Perfect for real estate investors, DSCR loans focus on the property’s income — not your personal income.

• Non-QM Loans

Need a more flexible option? Non-QM (Non-Qualified Mortgage) loans are designed for borrowers who don’t fit the traditional mold — including self-employed, investors, or those with unique income situations.

• Construction Loans

Building a home or taking on a big renovation? Frank can guide you through construction financing step-by-step.

• Down Payment Assistance (DPA)

Frank can help you explore programs that assist with down payments and closing costs, making homeownership more accessible.

and much more…

In addition to these specialized loan programs, Frank stays up-to-date with the ever-evolving mortgage landscape and is knowledgeable about other loan options, such as jumbo loans, adjustable-rate mortgages (ARMs), and refinancing options. His comprehensive understanding of loan products and underwriting guidelines allows him to guide clients towards the most suitable mortgage solutions for their unique circumstances and goals.